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Money Made Simple with Oakwood Wealth Partners

Money Made Simple with Oakwood Wealth Partners

Released: 2026-01-26
© Copyright 2026 Oakwood Wealth Partners
Money Made Simple with Oakwood Wealth Partners - QR Code
3 Episodes
Audio
Listen on Apple Podcasts
3 Episodes
Audio
Listen on Apple Podcasts
Released: 2026-01-26
© Copyright 2026 Oakwood Wealth Partners
Most Recent Episode
The Financial Questions Employees Ask and Employers Don't Expect

The Financial Questions Employees Ask and Employers Don't Expect

In this episode of Money Made Simple, Mike and Nick Lockwood explore a reality they see every day while working with employer groups. While retirement plans are often the starting point, the financial questions employees bring to the table go far beyond
Time: 38:30
In this episode of Money Made Simple, Mike and Nick Lockwood explore a reality they see every day while working with employer groups. While retirement plans are often the starting point, the financial questions employees bring to the table go far beyond plan enrollment and contribution limits.
From the employer perspective, Mike shares what consistently shows up in conversations with leadership teams. There is a growing lack of financial literacy, uncertainty around who employees should turn to for guidance, and a desire to support teams without always knowing how. Retirement plans are important, but they are only one part of a much bigger financial picture.
From the employee side, the questions come fast and often feel overwhelming. How much should I contribute. Should I choose pre tax or Roth. How do I balance saving for retirement while trying to buy a home or support my family. Beyond the basics, deeper planning questions surface around trusts, Social Security timing, pension decisions, insurance needs, and ultimately the question everyone asks at some point. When can I retire.
Throughout the conversation, Mike and Nick emphasize a core truth in financial planning. The answer to most of these questions is, it depends. Context matters. Education matters. And having a trusted team to help connect the dots makes all the difference.
Chapters:
0:00 - Introduction
4:02 - What's creating stress among employees?
10:22 - Large employers struggle to properly educate
14:34 - "Americans are confident in retirement, but scared of daily finance"
19:35 - Goal-setting and aligning your financial plan
24:53 - When can I retire?
31:01 - The opportunity that exists for employers
35:22 - Sharing a client story
37:12 - Closing remarks
Episode ID: 1000746711358
GUID: b3712135-1ff1-415b-9afe-5b13e8c8cc57
Release Date: 26/01/2026, 21:20:00

Description

Money Made Simple with Oakwood Wealth Partners is a father–son financial planning podcast designed to bring clarity, confidence, and simplicity to the world of personal finance. Hosted by Mike Lockwood, CFP®, CRPC®, Founding Partner of Oakwood Wealth Partners, and his son Nick Lockwood, CRPC®, a Financial Planner with the firm, the show blends decades of real-world experience with a conversational, approachable style that meets listeners exactly where they are in their financial journey. From the very beginning, the vision for the podcast has been to strip away the noise, jargon, and overwhelm that often surround financial decision-making. Instead, Mike and Nick aim to create a resource that feels like sitting down with trusted advisors who understand both the technical and emotional sides of money. Whether listeners are trying to organize a complicated financial life, navigate investment decisions, plan for retirement, balance risk, understand insurance, or work through major life transitions, the show focuses on delivering insight in a way that feels grounded, relatable, and actionable. Moving forward, Money Made Simple will continue to explore the key questions real people face every day—how to build financial literacy, when to seek professional help, how to stress test a financial strategy, how to make sense of taxes and investments, and how to plan for the unexpected. The show will also dive into the emotional and behavioral components of financial decision-making, highlighting the real human experiences behind the numbers.

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