What if your money problems weren’t just about willpower, but about who you are?

In this episode of Sorry, I Missed This, Cate chats with Ellyce Fulmore, financial educator and author of Keeping Finance Personal, about how who you are affects how you deal with money. We cover how things like ADHD, race, gender, and queerness all shape your money habits. Ellyce explains how to understand your own “money story” and why some advice doesn’t work for everyone. We also talk about what happens when someone with ADHD gets into a relationship and has to mix money with a partner.

Related resources

What is the ADHD tax?Ellyce’s website, queerdco.comEllyce’s ADHD Aha! podcast episode: The pain of struggling with basic tasks — ADHD in the pandemicTimestamps

(00:00) A word from Cate on ADHD and money

(02:44) The intersection of identity and finances

(07:57) Balancing treating yourself and impulse spending

(10:13) The word “should”

(14:09) Shame, guilt, and embarrassment about money

(17:50) The ADHD tax

(20:42) ADHD and finances in a relationship

(25:05) Ellyce’s advice for starting to think about your money story

(26:58) Outro and credits

For a transcript and more resources, visit the “Sorry, I Missed This” show page on Understood.org. 

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Episode ID: 1000723536011

GUID: dbfcce13-5631-43b3-b413-a2b0f34bd349

Release Date: 26/08/2025, 09:30:00