Its a fake application i think it is not providing loan
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Shaik nomaan –
2023-07-15
Version 1.0.8
Its a fake application i think it is not providing loan
Updating
iPhone Screenshots
Description
Insta rupee is an Instant Personal Loan Platform for Young Professionals across India, where one can apply for Personal Loan Online & avail up to ₹10,000 as Direct Cash Transfer to Bank Account.All you need is your PAN Card, ID & Address Proof, and you can avail from ₹2,000 to ₹50,000 for a tenure ranging from 91 days to 365 days.
Amount, Tenure, Fees &Charge
* Loan amount: ₹ 2,000 - ₹50,000
* Tenure: 91 days (shortest, including renewal time) - 12 months (longest, including renewal time)
* The APR ranges from 16% to 30%
* Transaction Fee: 0
* Processing fee: Minimum 0%, Maximum 15%
* Penalty is charged only when someone delays their scheduled payment.
* In addition, GST will be applicable only on the fee components as per Indian laws. In addition to it, GST applies as per Indian laws.
APR Examples
A new low risk customer availing personal loan for salaried can avail a loan of ₹50,000 at an interest rate of 22%, processing fee of ₹1,250 for a period of 12 months. This would translate to an APR 24.5%.
Interest Calculation:
* Loan amount: ₹50,000
* Interest Rate: 22% per annum
* Tenure: 12 months
* Interest Payable: ₹11,000
*Processing fee (9%)= ₹5310 (including 18% GST of processing fee, which is ₹810)
* Equally Monthly Instalments (EMI): ₹5,083 per month
*The total amount due would be ₹66310
Eligibility
* Indian resident
* Salaried Individuals
* Above the age of 18
* Minimum monthly salary ₹18000
Security
All the transactions are secured via a 256-bit SSL encryption. All the data are transferred over secured connections. We do not share your data with any third parties without your consent. Your data is totally safe with us.
Address: No.502, Second Floor 5th Cross, 2nd Block,HRBR Layout, Kalyan Nagar, Bangalore, Karnataka, India,560043
Phone: 9859380000
Email : goodlendingservice@gmail.com
Time: Mon-Fri 10:00-18:00
What's New in Version 1.0.8
We have fixed the interface navigation and clicking issues in our application, and have optimized certain aspects of the UI. We are dedicated to providing a better user experience. If you have any suggestions or feedback regarding our application, please feel free to contact us. Your feedback is highly appreciated.
Seller
Name
Nimisha Finance india Private Limited
Information
Categories
Version
1.0.8
Size
47.5 MB
Game Center
No
VPP Device Licensing
Yes
Rating
Rated: 4+
Compatibility
iOS 11.0 or later
Devices
iPhone 5s, iPhone 6, iPhone 6 Plus, iPhone 6s, iPhone 6s Plus, iPhone SE, iPhone 7, iPhone 7 Plus, iPhone 8, iPhone 8 Plus, iPhone X, iPhone XR, iPhone XS, iPhone XS Max, iPhone 11, iPhone 11 Pro, iPhone 11 Pro Max, iPhone SE (2nd generation), iPhone 12, iPhone 12 Pro, iPhone 12 Pro Max, iPhone 12 mini, iPhone 13, iPhone 13 Pro, iPhone 13 Pro Max, iPhone 13 mini, iPhone SE (3rd generation), iPhone 14, iPhone 14 Plus, iPhone 14 Pro, iPhone 14 Pro Max, iPad (5th Generation) Wi-Fi, iPad (5th Generation) Wi-Fi + Cellular, iPad (6th generation) Wi-Fi, iPad (6th generation) Wi-Fi + Cellular, iPad Pro, iPad Pro (Cellular), iPad Pro (9.7-inch), iPad Pro (9.7-inch) (Cellular), iPad Pro 12.9-inch (2nd generation), iPad Pro 12.9-inch (2nd generation) Wi-Fi + Cellular, iPad Pro (10.5-inch), iPad Pro (10.5-inch) Wi-Fi + Cellular, iPad Pro (11-inch), iPad Pro (11-inch) Wi-Fi + Cellular, iPad Pro 12.9-inch (3rd generation), iPad Pro 12.9-inch (3rd generation) Wi-Fi + Cellular, iPad Air, iPad Air (Cellular), iPad Air 2, iPad Air 2 (Cellular), iPad Air (3rd generation), iPad Air (3rd generation) Wi-Fi + Cellular, iPad mini Retina, iPad mini Retina (Cellular), iPad mini 3, iPad mini 3 (Cellular), iPad mini 4, iPad mini 4 (Cellular), iPad mini (5th Generation), iPad mini (5th Generation) Wi-Fi + Cellular, iPad (7th generation) Wi-Fi + Cellular, iPad Pro 11-inch (2nd generation), iPad Pro 11-inch (2nd generation) Wi-Fi + Cellular, iPad Pro 12.9-inch (4th generation), iPad Pro 12.9-inch (4th generation) Wi-Fi + Cellular, iPad Air (4th Generation) (Wi-Fi), iPad Air (4th Generation) (Wi-Fi + Cellular), iPad (8th generation) Wi-Fi, iPad (8th generation) Wi-Fi + Cellular, iPad Pro 11-inch (3rd generation), iPad Pro 11-inch (3rd generation) Wi-Fi + Cellular, iPad Pro 12.9-inch (5th Generation), iPad Pro 12.9-inch (5th Generation) Wi-Fi + Cellular, iPad (9th Generation), iPad (9th Generation) Wi-Fi + Cellular, iPad mini (6th Generation), iPad mini (6th Generation) Wi-Fi + Cellular, iPad Air (5th generation), iPad Air (5th generation) Wi-Fi + Cellular, iPad Pro 11-inch (4th generation), iPad Pro 11-inch (4th generation) Wi-Fi + Cellular, iPad Pro 12.9-inch (6th generation), iPad Pro 12.9-inch (6th generation) Wi-Fi + Cellular, iPad (10th generation), iPad (10th generation) Wi-Fi + Cellular, iPod touch (6th Generation), iPod touch (7th generation)
Languages
English
App Store: Customer Ratings
All Versions
3.7 (1,774 Ratings)
App Store: Customer Reviews
Nice
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asgjby –
2023-07-15
Version 1.0.8
Nice job
Masttttttt
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supabapp –
2023-07-15
Version 1.0.8
super app hai instant cash for emergency
best loan application
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raghu hans –
2023-07-14
Version 1.0.8
i’m using this aap from 4 months and i am thankfuk to this app giving me emergency loan
Unprofessional and bad collection team
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MSanaulla –
2023-07-14
Version 1.0.8
I repaid your loan on 10th July some guy started barking in the morning and says he will not update the payment completion. Abusive and bad language if there is a customer care call me back
22 age Guy sucide
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john021193 –
2023-07-14
Version 1.0.8
Guys remember the news from April 13 2023. Where a 22 year old engineering student from Bangalore did kill himself because he was sent nude photos of him a fb his contacts where harassed saying your friend is not paying us money etc without the consent. This is a real life incident stay away from these apps
Good one
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review4682 –
2023-07-13
Version 1.0.8
I have tried a lot of app available in market and the recovery process is very worst for almost all apps. But this one is a good one. You wont get a call until the dur date easy to apply and process is fast.
Only concern is the processing fee and interest charges are on higher side
Legit
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Khubaib07 –
2023-07-13
Version 1.0.8
Legit app
Automatic message recive for loan
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Anshu kumar431 –
2023-07-12
Version 1.0.8
Mer account say koi galat trah say paisa nikalne ki kosis ker raha hai aur yea apps ka costume care number bhi galat hai
Do not use this app
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Sobhit satranj –
2023-07-12
Version 1.0.8
Isse ghatiya aap ho hi nhi skta jitna loan loge uska 40% extra dena pdega or time nhi dega or ek din pahle hi cll msg or dhamkiya aana chalu ho jayega sidha dhamki denge paise do nhi to photo dal k badna kr denge so plss dont use this
Waste of time
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Methunan –
2023-07-12
Version 1.0.8
Waste worst
Best app
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Arman99khan –
2023-07-11
Version 1.0.8
Best loan aappp
Don’t worry take loan, they will not do anything
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Jackie8286 –
2023-07-11
Version 1.0.8
Don’t worry take loan, they will not do anything just they will blackmail you that’s it… other than they can’t do anything… if they call just say todle…
The best app anyone can look forward to
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Abhi sood –
2023-07-11
Version 1.0.8
I have been looking for an app to get instant loan and if I have come across any nest app there is out in digital world it's this app no more hassles no more lengthy paper works very fast very much straight forward easy to use and u get loans access easily without any problems
Money not deposited in account
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anon2703 –
2023-07-10
Version 1.0.8
Money is not credited in my bank account at all but in app it is showing money disbursed and repayment schedule is already showing and no response from customer care and customer care email too which they have given , if I don’t get the money credited then I’m not paying , I’ve seen many others having the same complaint
Thank you
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Bappy Alam –
2023-07-10
Version 1.0.8
Thank you so much
Personal loan
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SoMu@24 –
2023-07-10
Version 1.0.8
Interest rates are so high
Low disbursal
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Raju Debbarma –
2023-07-09
Version 1.0.8
In the first time I was confused but after repay the money I had known about this app is good but not so good for low disbursal
Good credit lone in emergency time
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Rajamma m –
2023-07-09
Version 1.0.8
Ya this is good instant lone in my emergency
I am very happy this app because I use to my educational I am really happiest form this App
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iPhone manja –
2023-07-08
Version 1.0.8
5 star
Fake
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AVISHEK PAUL –
2023-07-08
Version 1.0.8
I have taken 3000 loan
But when I want to pay the full amount as per due date upi id changed hourly my question is how to pay where to pay and I getting several time messages, offensive and blackmailing messeger from other country code mobile via whats app.
And there are no customer care number where I have to contacted for the same
Great Service
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HK PLAYWORLD –
2023-07-07
Version 1.0.8
Faster & Super Service but if given long tenure will be better
Fraud
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Rakesh-4 –
2023-07-07
Version 1.0.8
I have paid the loan then to they were making to pay me again the app payment is worst i have paid 3 times then to the account is not cleard it is showng they trap u in there and give u worning etc
Just applied
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Loan madhava –
2023-07-07
Version 1.0.8
See what happen
Thanks sir
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Umeshchoudhary –
2023-07-07
Version 1.0.8
Nice
Good
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Roja mukesh –
2023-07-06
Version 1.0.8
The loan process is smooth and the interest rate is little on the higher side and apart from that everything is fine.
AMAZING APP, Loan
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@rajnishology –
2023-07-05
Version 1.0.8
Disbursement and approval is easy
Best App
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mr abj –
2023-07-05
Version 1.0.8
Best app , Best costumer service ,
Helpful hand
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Jai Jai nana –
2023-07-05
Version 1.0.8
V sufferd of money but ur helping b get money easily and it’s helpful for us
Good and very easy to get loan
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Mangekoli –
2023-07-04
Version 1.0.7
Very nice service is give and quick loan is approval
Fast App But 1000 Loan Available
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Lalit Satyanarayan Verma –
2023-07-04
Version 1.0.8
I have Applied For a Loan. The Procedure is Simple and Fast. But The Loan Amount Is 1000. Don’t Waste Your Time.
5star
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Raja ahemd –
2023-07-04
Version 1.0.7
5 star
Good
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Maxop998 –
2023-07-04
Version 1.0.7
Good
Good
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Belli 143 –
2023-07-03
Version 1.0.7
Super
Good
–
Vishnu777vishnu –
2023-07-03
Version 1.0.7
Good
Good amazing
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Ajjil –
2023-07-03
Version 1.0.7
Wonderful
Best
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Abhi avi –
2023-07-02
Version 1.0.7
Best
Nice baala
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Sanjay jena kumar –
2023-07-01
Version 1.0.7
Nic
Good
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071dilshad –
2023-07-01
Version 1.0.7
Application
Got instant loan from this app
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monuuuu7777 –
2023-07-01
Version 1.0.7
Got instant loan from this app
5star
–
Mubu343988 –
2023-07-01
Version 1.0.7
Good application , helpful every time
Great app for loan
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Saversah –
2023-07-01
Version 1.0.7
⭐️⭐️⭐️⭐️⭐️
Fake app
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arya bharghav –
2023-07-01
Version 1.0.7
This is a fake app, don't download
Fast process!! Easy to get and secure.
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rohysrma –
2023-07-01
Version 1.0.7
Great App. Fast process, multiple options to get loans at same time, even if you have one already to repay, you can easily take another loan with one app…!
Best application for personal lone
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Hardik bhuy –
2023-06-30
Version 1.0.7
This app is best
Awesome app
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Navbandesha –
2023-06-30
Version 1.0.7
Nice experience
Good service
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Shanchit –
2023-06-30
Version 1.0.7
I like the services and very good app low interest
Insta rupee
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Ramesh raghani –
2023-06-30
Version 1.0.7
Best aplction. Rupeee boccc any time uu spotatit meee 🙏🏻
Nice
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Dman Dharmen –
2023-06-30
Version 1.0.7
Good
Xoom@
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xoom@ –
2023-06-30
Version 1.0.7
Easy to access
Fraudsters
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Teja1596 –
2023-06-25
These people do a fraud they give a high interest loan sends a message loan disbursed asks us to repay for a money which we never took. I am a poor guy cannot affod to pay extra alreay have loans. Cheaters need to reported else I am filing a case against them too but I will not pay for something I did not get
Good service
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Manuchintu8866 –
2023-06-18
easy to apply
Fraud app ….apple store should banned this app ASAP
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fouzaff –
2023-06-17
After paying then they also blackmail us for more money….they customers service is also fake … this is a chinese fake loan app … apple should banned or this will effect apple brand value @
Payment issue
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Shahrukh kk –
2023-06-15
Have already made the payment but not updated in the app and it shows your loan i overdue no customer care to contact shared the feedback as well but nothing
Worth app
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Varshaazar –
2023-06-13
Easy and faster
Loan
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akaadami –
2023-06-09
It’s a very helpful app . I get my loan approval in very simple way and in very less time . Charges are very low . I can trust on this app . Thanks to all team ❤️.
Processing fee
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🔥ambu🔥 –
2023-06-07
The app is legit, but has a large processing fee with very less interest but a 7day pay back date. I guess you could make it more balanced. Do pay your dues cause once you mess up they don't help out when after clearing all dues, its frozen till idk when. I hope that gets resolved. Cause at the time of need they do pull through.
Very very very bad
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Singhk89 –
2023-06-05
Version 1.0.7
Don’t ever borrow money from this app… they will Harass you… blackmail to edit your picture n circulate over your contact list group of people are continuously calling you and messaging you for the money …. Very sick people
Frouds
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Instarupee no bap –
2023-06-05
Version 1.0.7
I took 3 loans from instarupee. They give me 2 loan disburse and when i reach to coustmer care they reply with bad words and i had paid that loan amount which ì didn’t took. Please don’t take loan from this application. They took 34% intrest for 7 days .
Incessant calls even after LOAN NOT AVAILED
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AppleCitizen77 –
2023-06-01
Incessant calls from dubious numbers even after deleting the app. NO WAY TO DELETE PERSONAL FINANCIAL DATA. Is this phishing? Please delete ALL my data you hold and please stop calling. I checked it out and it’s not feasible. End of story don’t trouble citizens and land yourself in complications, regulatory and legal. If any sms derogatory, insulting, personal information sharing is linked to you full legal action will be initiated to whatsoever extent possible under the IPC. Good bye
Nice app
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djbhikju –
2023-05-30
It’s a good app..easily we can get loan from here on low interest
Very easy and quick
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Faiza_Mulla –
2023-05-28
Easy and quick user interface
Excellent App
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Anup Mohite –
2023-05-27
Smooth application process, user friendly application.
Application is good and friendly and useful
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dani5333 –
2023-05-25
This application is so good.. and friendly and useful in my emergency time
Awsome and a very genuine app
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Abhishek 25 –
2023-05-25
Really like this app.
Genuine app with genuine people.
If you make payments on time, your limit will gradually increase too. The only drawback I am facing is that it only gives me a loan for 7 days.
Disappointed
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Foushi Derby –
2023-05-23
My repayment done today and that was never updated yet in my app.. my due date coming tomorrow also.. but its dificult to handle like this.. i called help centre number that was shown in my app.. that number always switched off.. pls do the needful..
Fast service
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ricebowlkfc –
2023-05-20
Interest rate is too much but it helps in time of need
Overall good app
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Arvin188 –
2023-05-10
It is a good loan app if you need money very urgently because they will give you the time of only 7 days to repay and will also charge about 40% of processing fee.
Be careful
S B
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…csb @ –
2023-05-03
This app is a third grade app … if the pay you they start harassing you a day before repayment date all dirt things … and abuse you … torture you…. And even start messaging your contact (that you share with them) ….. neeeeevvvveeeerrr take loan from instead give there complain to cyber crime
Something fraud happening
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iMagics Vision –
2023-04-04
I repaid my loan with this guys but it’s not updated yet and showing that due to bank server issues, it will take time. Seriously? I’ve the complete proof of repayment because I felt something bad about the app when I noticed some changes in repayment screen. So update the repayment status asap. Otherwise I need to report and escalate this issue to legal method
Fraud
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rocky@1212 –
2023-04-01
Version 1.0.7
These people keep saying that they have sent the money and asked for the repayment but i didn't receive money i called these guys on a given number they don't answer the call kindly please beware of these kind of fake apps.
Fraud alert
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viplove.thakur –
2023-04-01
Do not use them They take your details give loans without your authorisation take loans on your name without your knowing. It a big scam.
They are not even registered as a financial institution just a financial intermediary or known as commision agents. No recognition by RBI.
I also ask app store to ban them from app store.
Waste of money
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Pallavikk –
2023-03-28
This app is absolutely horrible if you get loan for 5000 they will credit only 3600 which means they are taking 1400 rs interest for 7 days only which extremely high plus incase if you miss the date to pay back loan they will charge you 200 rs per late fee idk how F it is calculated and there is no freaking way to contact this people i have been trying for last 3 days they have charge me 631rs late fees which is not acceptable you first deduct 1400 then ask for more 631 just because of simple error yes late payment fee should be applicable but not like this 631 for 2 days??? Please contact me via CS
Very bad money lost
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Mass460 –
2023-03-05
To provide you with quality service is our ultimate goal, if you have any questions in the process of use, please contact our customer service, we will be the first time for you to deal with!
SCAMMED
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i m a fool –
2023-02-08
Hello guys, I request you all not to fall into this trap. Yes I know our situations makes us beg others. I really wanted money for my medication. I applied 1500/- only. App is showing money received in account. It did ask for my Aadhar Card PAN Card. Straight away offered me. But the money has still not received my account. 500/- interest. Guys please don’t fall for this. If u need money please ask from ur friends or family or else work for it. Don’t do the mistake I did
Scam
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Scam number one –
2023-02-08
Hello my loan has approved 1500
That I have to pay on 7 days and loans is successful from application but amount I’m not getting my account so please if that amount is not coming my account I’ll not going to do repayment seriously and I’m calling ur customer service number also there are not picking the call fraud
Fraud with customer
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Radhey shyan –
2023-01-28
Most corrupt app When you repayment on time you can see in app there are no update .. then they make some plenty and make a big amount after they told us deposit pls amount thek you can show your screenshot so they adjust and shown your dues plenty mean khudki galti se hum bhugte in kamiya … aisa fraud gajab … cyber cell me report kr di h or Apple Store me bhi
Poor app.. App is showing that never works
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Madhurender –
2023-01-02
Poor app.. App is showing that money is paid and I have not received any money and now asking to repay. Poor customer service they neither reply on email and their phone number never works
Every time it takes 1-2 days to disburse even small amount. Not useful in emergency need of money
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Rasaaz –
2022-12-29
Please don’t prefer this app for instant loan in emergency situation. These people will take 1-2 days some time 3days to disburse even small amount. Also there is no proper channel to contact the customer care agent as the No provided is invalid and also no email to contact.
I would like to prefer -5 star rating for this app.
No manners how to talk
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Er. Sahab –
2022-12-03
They cut approximately 2000₹ to 3000₹ as the name of service tax etc. after that they give only 7 day tanuer for all this after it if you recieve their call they start abusing and also harassment to your given contact and abused also on whatsapp also so it is all fake
They will never show paid amount
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97Cherry –
2022-12-02
I have paid the amount i borrowed from this app and paid it back within 5 days. But it still shows that i have to pay the amount. Useless app. Also fraudulent. You’ll loose your money. Keep out!
Fake app
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pandeyyyyyyyashuuuu –
2022-11-28
Totally fake app I pay the loan but now they show overdue guys don’t believe never install the app .. someone is msgs and saying pay the payment and clear loan after the pay … loan is not clear showing in app .. every hour up id is changed
App still no updated after repayment
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SaiAntony –
2022-11-23
I have good track record for repaying my loan . But this time after paid the loan; the system showed “repayment “ has to be done .i have called the number several times and also messages them both text and WhatsApp but there is no response from them ; even I sent mail to them but no responses. How come the customer care for this app is careless about not contacting the customer about the repayment
FRAUD
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Luci4errrr –
2022-11-16
Do not take loans from this App. They will credit the money to your account and then will raise a wrong transaction request with your bank and your bank will hold that particular amount from you. You will not be able to do anything then. You will then have to pay them back as well as the amount which was already there will go on hold too. This is the biggest scam you will come around.
Above average
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abhay singh bohra –
2022-11-16
Version 1.0.7
Processing fees is 25% of total loan amount plus 18% GST plus interest I borrowed 1000 rs and got 705 rs and have to pay 1006 rs in 7 days which costs me 43 rs per day extra I not fair at all very disappointed by the percentages of loan repayments but loan got easily sanctioned
Helped when needed the most
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Saurav Hazra –
2022-11-15
The app credited the amount within 45 min yes it is good but the amount which was approved was wuiet low but yet after repayment i guess they give me a higher credit value..❤️❤️❤️
Loved it
Approved but didn’t receive the money yet
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Ambar1995 –
2022-11-09
I have applied for a loan and it got approved.. Repayment option is showing but the status is still lending .. I did not yet received the money !! I am scared what will happen!! 🥺
Fraud
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Deepaksharma18 –
2022-08-16
Maine payment kiya hai application k through then update nai hua mai socha serve issue hoga baad mai update hoga fir b nai hua so ye log k app mai jo number diya hai uspe call kiya nai attain kiya 50 calls kiya hai maine abhi tak after 11am -6pm tak still nai call attain kiya ye log ne ek baar b mera maine whatsapp b kiya hai screenshot still koie reply nai aisa behavior hai ye log apne customer k saath agar mera civil score kharab hua haina tumlog ki ye faltugiri ki wjha se to mai consumer court mai ja k file kr dunga case aab
Fakest loan
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Namratha naik –
2022-08-07
Hello guys, this is to inform you that , sometimes we need a cash in an emergency but doesn’t mean that in the name of intrest you will deduct 2200/- is this justifying?
Guys I am telling you this is the one of the fake & problematic app I have ever used and also there are similar apps which gives you instant loan like ( Loan zone, Loan point, one cash, Ruprupee) don’t fall in trouble. If you have any cash emergency please do ask with your friends instead of taking loan from these apps guys. Very bad that how they are eating money from people in the name of loans!
These small finance should bane. Please everyone raise the ticket towards this fake company. And Sunitha finance is their lending partner. Do not take any loans your cibil everything will go & also customer care is very cheap and even they don’t know the language, once you say hello they will start abusing. Thank you!!!!!!!!!!
Very slow process
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max-prajwal –
2022-07-22
Version 1.2
Very slow process my loan was approved of 1000 and it’s been 2hours still not received money in my account