Worst experience
–
Anil kumar 9250000168 –
2024-02-03
Version 1.2.3
Worst app ever
Updating
iPhone Screenshots
Description
get up to 10 lacs in just 60 seconds with postpe and live life to the max! enjoy 30 days of interest free credit, scan and pay on all BharatPe QRs and get up to 3 lacs of instant cash loan with postpe cash.
don’t pay, postpe!
* scan and pay: scan any BharatPe QR codes to pay using your postpe credit limit
* send money: transfer your postpe credit limit directly to your bank account
* postpe cash: get instant cash of up to 3 lacs in your bank account & repay with easy EMIs for up to 15 months
* cashbacks and rewards
* convert your bill to easy EMIs
* one bill, multiple transactions - postpe aggregates all your transactions and generates one bill
How to use postpe?
Download the postpe app
Sign up using phone number
Complete your KYC
Start transacting with postpe
When do I have to repay?
* Bill is generated on the 1st of every month. You can repay within 5 days of bill generation or convert to EMIs.
* You can pay your bill using any UPI app, debit card or net banking.
EMI calculation:
postpe extends credit line between Rs. 1,000 to Rs. 10,00,000 with instant approval and no collateral for a tenure upto 15 months
Repayment Terms:
Bill is generated every month. Users have option to convert bills to EMIs from 3 months upto 15 months. Users can also repay bill in full at no interest cost by the due date.
postpe loan repayment tenure ranges from minimum of 3 months to a maximum of 15 months
Annual Percentage Rate (APR):
Ranges from 18% - 70%. APR is communicated on the postpe App while converting bill to EMIs or taking postpe loans. APR will be different for different tenures of EMIs.
Example of postpe cash:
* Amount chosen by user: Rs. 1,00,000
* Tenure: 12 months
* Interest Rate : 18% per year (reducing)
* Processing fees: 2.5%
* Repayment Amount: Rs. 1,11,196
* Total Interest Payable: Rs. 11,196
* Processing Fees (incl. GST): Rs. 2500
* Monthly installment (EMI): Rs. 9266.32
* Total Cost of the Loan: Interest Amount + Processing Fees = Rs.2,500 + Rs.11,196 = Rs 13,695
* APR : 24.8%
An example of Bill to EMI conversion:
* Amount converted into EMI: Rs. 1,00,000
* Tenure: 6 months
* Interest Rate (APR): 18% per year
* Repayment Amount: Rs. 1,09,000
* Total Interest Payable: Rs. 100,000 x (18%/12)*(6 months) = Rs. 9,000
* Processing Fees (incl. GST): Rs. 0
* Monthly installment (EMI): Rs. 18,166.67
* Total Cost of the Loan: Interest Amount + Processing Fees = Rs.9,000 + Rs.0= Rs. 9,000
Permissions:
As per the National Payments Corporation of India (NPCI) regulations, it is mandatory to enable SIM binding (Send and Receive SMS) from the user's device to authenticate and authorize payments. We also take permissions like Location and Contacts to provide additional data points that enable our partners to underwrite you better. You can check the Privacy Policy for details - https://postpe.app/privacy.html
NBFC partners:
postpe is a platform and does not give out loans directly to users. postpe has partnered with RBI approved NBFCs - LendenClub(Innofin Solutions Private Limited), TrillionLoans Fintech Pvt Ltd and Liquiloans(NDX P2P Private Limited). postpe credit limit is sanctioned by one of the NBFCs listed above. You will be shown a sanction letter of the NBFC on the app and shared as a notification.
Please note that postpe is the brand name of the application launched by Resilient Innovations Private Limited (BharatPe). BharatPe is our developer name.
Contact Us:
Reach out to us for any queries and suggestions. Our contact details are :
Address: 7th Floor, Tower 8C, Cyber City, DLF City Phase 2, Gurugram, Haryana, 122008
Email: help@postpe.app
Website: postpe.app
What's New in Version 1.2.3
Bug fixes and improvements.
Seller
Name
RESILIENT INNOVATIONS PRIVATE LIMITED
Information
Categories
Version
1.2.3
Size
51 MB
Game Center
No
VPP Device Licensing
Yes
Rating
Rated: 4+
Compatibility
iOS 12.0 or later
Devices
iPhone 5s, iPhone 6, iPhone 6 Plus, iPhone 6s, iPhone 6s Plus, iPhone SE, iPhone 7, iPhone 7 Plus, iPhone 8, iPhone 8 Plus, iPhone X, iPhone XR, iPhone XS, iPhone XS Max, iPhone 11, iPhone 11 Pro, iPhone 11 Pro Max, iPhone SE (2nd generation), iPhone 12, iPhone 12 Pro, iPhone 12 Pro Max, iPhone 12 mini, iPhone 13, iPhone 13 Pro, iPhone 13 Pro Max, iPhone 13 mini, iPhone SE (3rd generation), iPhone 14, iPhone 14 Plus, iPhone 14 Pro, iPhone 14 Pro Max, iPhone 15, iPhone 15 Plus, iPhone 15 Pro, iPhone 15 Pro Max, iPad (5th Generation) Wi-Fi, iPad (5th Generation) Wi-Fi + Cellular, iPad (6th generation) Wi-Fi, iPad (6th generation) Wi-Fi + Cellular, iPad Pro, iPad Pro (Cellular), iPad Pro (9.7-inch), iPad Pro (9.7-inch) (Cellular), iPad Pro 12.9-inch (2nd generation), iPad Pro 12.9-inch (2nd generation) Wi-Fi + Cellular, iPad Pro (10.5-inch), iPad Pro (10.5-inch) Wi-Fi + Cellular, iPad Pro (11-inch), iPad Pro (11-inch) Wi-Fi + Cellular, iPad Pro 12.9-inch (3rd generation), iPad Pro 12.9-inch (3rd generation) Wi-Fi + Cellular, iPad Air, iPad Air (Cellular), iPad Air 2, iPad Air 2 (Cellular), iPad Air (3rd generation), iPad Air (3rd generation) Wi-Fi + Cellular, iPad mini Retina, iPad mini Retina (Cellular), iPad mini 3, iPad mini 3 (Cellular), iPad mini 4, iPad mini 4 (Cellular), iPad mini (5th Generation), iPad mini (5th Generation) Wi-Fi + Cellular, iPad (7th generation) Wi-Fi + Cellular, iPad Pro 11-inch (2nd generation), iPad Pro 11-inch (2nd generation) Wi-Fi + Cellular, iPad Pro 12.9-inch (4th generation), iPad Pro 12.9-inch (4th generation) Wi-Fi + Cellular, iPad Air (4th Generation) (Wi-Fi), iPad Air (4th Generation) (Wi-Fi + Cellular), iPad (8th generation) Wi-Fi, iPad (8th generation) Wi-Fi + Cellular, iPad Pro 11-inch (3rd generation), iPad Pro 11-inch (3rd generation) Wi-Fi + Cellular, iPad Pro 12.9-inch (5th Generation), iPad Pro 12.9-inch (5th Generation) Wi-Fi + Cellular, iPad (9th Generation), iPad (9th Generation) Wi-Fi + Cellular, iPad mini (6th Generation), iPad mini (6th Generation) Wi-Fi + Cellular, iPad Air (5th generation), iPad Air (5th generation) Wi-Fi + Cellular, iPad Pro 11-inch (4th generation), iPad Pro 11-inch (4th generation) Wi-Fi + Cellular, iPad Pro 12.9-inch (6th generation), iPad Pro 12.9-inch (6th generation) Wi-Fi + Cellular, iPad (10th generation), iPad (10th generation) Wi-Fi + Cellular, iPod touch (6th Generation), iPod touch (7th generation)
Languages
English
App Store: Customer Ratings
All Versions
3.9 (12,440 Ratings)
App Store: Customer Reviews
Scammer app
–
DeepakSinghdel –
2024-02-03
Version 1.2.3
This app is accessing our phone book contacts and calling them in delay in repayments. Avoid this app. This is a criminal app doing illegal activities by hacking our contact list. There agents are abusing to customers and as well as abusing our contacts. I have filed a police complaint in this regard. PostPe should be banned. Aware guys before downloading this app, think thousand times.
Postpe
–
vineet sehrawat –
2024-02-02
Version 1.2.3
My postpe not working please solv this problem 🙏
Wrost app
–
sai22sri –
2024-02-01
Version 1.2.3
Used from days every time paying the amount on time I have paid the amount now am unable to use the app and amount they are saying that under process for upgrade not able to use this is very pathetic if app does not work y u people are running this app close this app completely very discusting for people who use regularly this app
fraud app
–
sharifxaada –
2024-02-01
Version 1.2.3
very high charges
Most Of the time the app will be in upgrade
–
Vicky shrtz –
2024-02-01
Version 1.2.3
Dont trust postpe during emergency situation…
Its Better to use credit card..
Am using this app nearly 2 years..
Worst ever Customer Support
–
Raveesh Chaudhary –
2024-01-31
Version 1.2.3
Hi guys, Request everyone not to use this app.. Till everything goes well you will have no problem but once something went wrong with your transaction they don’t even listen your problem properly and just say its not possible from their end or they are just trying but it won’t be resolved. I would have zero star but there is no option for that..
Just be careful guys while using postpe..
Best
–
zulebin –
2024-01-30
Version 1.2.3
Lovely experience
Untrustworthy
–
Abhilash K –
2024-01-29
Version 1.2.3
It gives cash back on card payments but cannot be trusted. Keeps changing rules and conditions and now started expiring cash backs within 6 months. Cheap tactics to save money instead of making a better app. Highly untrustworthy app.
Fraud
–
H.k jain –
2024-01-27
Version 1.2.3
This app was completely fraud plz don’t install this app.
Good app
–
Kirikaalan –
2024-01-26
Version 1.2.3
Good to use
Worst experience
–
Babymonster2608 –
2024-01-25
Version 1.2.3
They leaked the mobile data and give to the people who will blackmail you and asking for money and misuse your information
Worst BNPL app of the lot!
–
Yugeesh a.k.a Mohit –
2024-01-23
Version 1.2.3
All lies and nothing true! Recovery agents are not human but mannerless robots with no decency.
Poor customer service
–
Kg@5677 –
2024-01-22
Version 1.2.3
Have made payments of over 1.2 lakhs but same is not reflecting on the app. Have shared bank statement and all other documents but no support received. The customer executives are without giving solution are closing the tickets. And on top of it , they have given my number to some random agents who are calling me 50 times at-least in a day from random number asking for money. Extremely unprofessional behaviour by postpe.
Worst app don’t download they will harass
–
amit pal –
2024-01-20
Version 1.2.3
Please don’t download they will start harass to ur family and friends and directly start abusing without saying anything. No customer support nothing with it. U can’t complain any where.
Bad
–
Mickeyyy28 –
2024-01-20
Version 1.2.3
They harass throug different agencies
Worst
–
saiteja shinde –
2024-01-17
Version 1.2.3
Worst customer care and they don’t manners if the customer if is not lifting call he might be busy and in some emergency they customer care or collections agents are call to their relatives and scolding very badly is this the way to handle customers. Till now I am very happy with postpe service and I have given 5 rating but from now the worst app that I have been used this many days I am not at all happy.
Fraudulent app
–
Jukanty –
2024-01-16
Version 1.2.3
There is no option of entering pin while sending money. I was just checking the option to send money to my account but it got successful without even asking for any pin or authentication. Unnecessary lost service charges.
Plz don’t download this app this app is bakwas
–
Abhi Talwar –
2024-01-16
Version 1.2.3
Plz don’t download this app this app is bakwas
Post Pe Update Issue
–
Vadla Srikanth –
2024-01-16
Version 1.2.3
Post pe not updating in my mobile I don’t know what is the problem of the postpe. Post pe not showing Account also
Disappointing Experience with PostPe
–
Panka07 –
2024-01-13
Version 1.2.3
I had a regrettable encounter with the PostPe app that overshadowed any potential benefits. Despite completing the payment, the app seemingly accessed my phone contacts without consent, leading to unwarranted calls with inappropriate language. Unfortunately, reaching out to their grievances team proved unhelpful. Such disregard for user privacy and poor customer service make it challenging to recommend the PostPe app to others. Proceed with caution.
Stupid and fraud app
–
Rick123456789011 –
2024-01-12
Version 1.2.3
Past four months it’s only showing upgrade in process, and your customer care department is as clueless and dumb as anyone can be. Worst company that any one can ever deal with. Have no ethics and no sense of responsibilities towards customers.
Dont Use it…
–
Sonali1990 –
2024-01-08
Version 1.2.3
Wrost application I have ever used. Wrost customer suport
Late credit credit card bill?
–
Kamal.raj.1995 –
2024-01-08
Version 1.2.3
After payment confirmation payment late credit My credit card , please, I request to all don’t use credit card bill payment through postpe, it’s delay causes credit card bill fine
Harassment app.
–
ershubhamgarg –
2024-01-07
Version 1.2.3
I am using the app since more than 2 years and always paid the bill before time.
Just once, My payment got delayed by a few days, I am getting calls at least 10 times a day and they are just asking me to pay back. I told them I will pay by 10th but no one is understanding. Please do not install the app. This is a fraud. You will get harassed. If someone senior reads these comments, please try to understand a customer and gice them time to repay. A very high late fee is also applied to my bill. I am ready to pay that by 10th but please don’t call me all the time for this. 🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻
Worst and forgery app, Dont know how rbi has approved
–
Srini9690 –
2024-01-05
Version 1.2.3
Worst app. All of a sudden they will stop your credit line once you make payment even if you’re their honest paying customer. And for pre closure they will not allow you to do so saying app is in update. Very fraudulent people.
Fraud
–
Space788888 –
2024-01-04
Version 1.2.3
I got messages your late payment is unpaid even i didn't use postpe to pay any kind of bill. Please do not use this application.
Fraudsters
–
Leena raj –
2024-01-04
Version 1.2.3
I have cleared and closed the loan long back in advance. Yet i recved SMS saying jan1,2024 late charges when there is nothing outstanding. Am gonna take a legal action if you try to scam.
Riview
–
Hcg jck –
2024-01-04
Version 1.2.3
The great application you can get money any time thanks post pe
Fraud
–
RijadRahim –
2024-01-03
Version 1.2.3
I’d got 1300 cashback for paying my cc Bills but I cannot use the cashback
It’s getting expired
Charges uffff its like scam….
–
Divyhanshu gupta –
2024-01-02
Version 1.2.3
Scam
Scam
–
Santhosh117 –
2024-01-02
Version 1.2.3
They are just scamming customers by not upgrading their app so that customers cannot use their cashback for bill payments and it gets expired in 6 months.. Almost from 5 month app is showing ad upgrade in progress.. Worst app and worst maintenance don’t ever use this……
Good
–
NANGUNURI –
2024-01-02
Version 1.2.3
Useful greate
Cheating
–
DilliDurga –
2024-01-01
Version 1.2.3
After paying dues… app showing upgrade
best application app
–
km shila sahani –
2023-12-30
Version 1.2.3
very very happy
Worst app
–
Dr nadeem 1003 –
2023-12-30
Version 1.2.3
Ashneer grover have goons and they keep calling and giving badword to family
Your recovery team are 3rd class rogues
–
mussels 1986 –
2023-12-30
Version 1.2.3
Your recovery team starts repetitive pestering abusing calls well before due date.
Worse experience
–
Shubham syaniya –
2023-12-27
Version 1.2.3
These guys collect all your data like contact numbers and email and if you by chance delay this payment one time then they share your data with those persons and than they start abusing to your contact and if you save any of your aunty or uncle numbers then they first ask for you and then start abusing
Sacmmers
–
Kumar aadi –
2023-12-26
Version 1.2.3
If You are wondering who is calling your reference members and harrasing with sppech this app is in the first list it not registered with nbfc Dont get trapped with loans and dont give any acces to the app
Cheap, customer service and staff
–
Vikram684 –
2023-12-26
Version 1.2.3
Cheap and bad behaviour All staff are wrong language in use.
Fraud
–
I_phone_6 –
2023-12-24
Version 1.2.3
Don’t download it. Otherwise you will regret later.
Breach of privacy & Harrasment
–
Victim5141 –
2023-12-24
Version 1.2.3
If you delay your payment for a few days or unable to pay the bill, they will access your contact list and make harassment calls to your each and everyone from your contact list. - NEVER ALLOW CONTACT ACCESS - Lodge a complaint to cyber crime online and RBI ombudsman.
Third class NBFC
–
Sumit Badhan –
2023-12-19
Version 1.2.3
Don't try to buy this, recovery agent will harsh you. Until u dead.
Title: "Security Concerns - Threatening Calls"
–
ayan1809 –
2023-12-19
Version 1.2.3
Review: I downloaded the Postpe app with the expectation of a secure and reliable platform. Unfortunately, my experience has been marred by a series of threatening calls I received through the app. This has not only compromised my sense of security but has also raised serious concerns about the app's ability to protect its users.
I urge the developers to prioritize user safety and implement stronger measures to prevent and address such incidents promptly. As a user, feeling threatened is unacceptable, and it significantly diminishes the trust I had in the app.
Consider reaching out to the app's support team directly to report the incidents for immediate assistance. Remember to focus on the specific issue while maintaining a constructive tone for a more impactful review.
Worst app..dont download and dont use it…telugodni cheptunna
–
ajaychander –
2023-12-19
Version 1.2.3
Cheaters all
Paytm postpaid
–
Hari Krishna v –
2023-12-17
Version 1.2.3
I have paid my due loan amount after the account was blocked so please don’t use this app. They will let us know that we will get extra money if we paid due money soon after paying they will block our account.
Don't take
–
Anand Adimulam –
2023-12-15
Version 1.2.3
They add penalty and they won't wait if payment hot Delhi they will access to you're phone contact and call to all of them just like unprofessional and they don't follow any ethics and ethicates on call
Worst app scamming users
–
Suman_acharya –
2023-12-13
Version 1.2.3
Never use this app. I had already settled the loan but they have not updated it. Now when i call them, they do not respond properly. My credit score is being heavily affected!
Fake Total Nalli
–
Rushi555 –
2023-12-11
Version 1.2.3
Full Fake Hai Benchot ye Credit Score Best ho tabhi bhi three refral karme bolte hai… don’t west your time guys …..
App not working
–
Rohit8090 –
2023-12-11
Version 1.2.3
Your application is in upgrade from last 4 months and not working till now. which is very frustrating at the time of repayment your customer care says it is working once you do the repayement it automatically went under upgrade again and then again next month same fake commitments.
Very bad service
Very bad and pathetic service
–
Mpavdnsm –
2023-12-04
Version 1.2.2
These people are scamming the people and telling their app is under upgradation from last 3 months. Not a single person is ready to give the tentative date nor ready to let us speak with senior authorities nor sharing their offc address
They are just going on reciting the same script that the app is under upgradation. Very faltu and bakwass app now
Initially it was very great but from past 7-8 months the service has been worse. I used to recommend the people to use the app but now I won’t recommended
I know this review won’t make any affect to the post pe application owners. But it’s for the betterment of other people
Fraud company
–
Ankur Pahwa –
2023-10-27
Version 1.2.2
This is a fraud applications.. I used to make credit card payments from this application.. now what they have done, they will take money from you and will keep that money to themselves for 5-6 days.. I return they will give you a scratch card.. when you will try to scratch it, it will get blank.. you will try three four times and then you leave it.. next days these coupons will be expired and your money is stuck with them.. it happened to me 3 times..I am deleting this app now.
Harrasment
–
Ultra bogus –
2023-10-14
Version 1.2.1
When they start calling they will call like today is the end of the world & they need repayment to be done today only. Overdue is another thing but before bill generates they will start sending the reminder messages on hourly basis & if you miss the date then they will call from every possible number. Also they will pick any random contact from our saved contacts & call them also & will speak unnecessary things as if that gonna repay there amount. They will never disclose postpe name & correct amount due. Speaking unnecessary words will not work instead you should try to understand customer’s situation, past payment track & act accordingly. Your respected representatives thing that if they hide the company name if won’t impact but it already did by that time.
Zero customer support
–
Karanvirk49 –
2023-10-05
Version 1.2.1
There are multiple loans showing with postpe but in actual they have granted only one. For the same reason Trying to get in touch with customer support from last one week to close account an get NOC. But there is no one present for the same. ZERO customer support.
Everyone using this app please check your credit report.
Only thing they are replying over email is they are unable to connect. Worst thing any financial app can do is having no customer support. So do not want to use this going forward at all. Will surely recommend other to stay away from this scam.
Transaction being declined
–
BharSab –
2023-10-01
Version 1.2.1
It has started having issues over payment of credit cards now and then and if you pay very near to the due date and don’t have balance in your account you are in a problem as refund takes about 4-5 days to come back. Since this should not happen it is very sad on behalf of the tech team of PostPe. For me this was the nth time it has happened…. Very disappointing.
Changes policy without any official communication
–
nickknikky –
2023-09-22
Version 1.2.1
I had 7.5K cash-back accumulate in my account and one day I login to the app to find out that I just have 1.5K left. I contacted support for the clarification and came to know that the policy has changed and now cash-back is only valid for 6 months so they even expired my previous cash-back which was earned when there was no such policy. This is way deep as they saved crores by just taking away cash-back from such a large population. Can’t trust them anymore. Will close the app.
Worst customer service
–
heramb2210 –
2023-09-13
Version 1.2.0
The app was working all fine and now they have started updating it since 4th September 2023 and it’s still in update mode. When asked customer care by when the app should start working they have only been asking to wait for some time and give no time frame. I am shocked to know that they are upgrading app for features that are not at all beneficial for any of the customers. Looks like another case where pay later all getting shut down soon. Worst app !
Complaint against postpe
–
Abhi1234512345 –
2023-08-18
Version 1.2.0
If you delay the payment by two or three days, don’t know from where they get your family member number or their employees abusing family member, my father and sister call me someone calling without any reason they’re abusing and asking for do the payment. And they guys even don’t call Bhai recordable line dick call while their personal number only WhatsApp call. Even we don’t have any records. The guy is not ready to chat. They simply said only call and start abusing. His one employee name is Neeraj
Worst app don’t use
–
Bhaasu –
2023-06-12
Version 1.1.9
I advise everyone not to use this app. They keep on reducing cashback on credit card bill payments. Now they have come up with master plan that only for 1st 5 transaction we get 0.25% cashback. Instead of giving direct cashback like earlier, they started giving scratch cards which expires in 24 hours. After bill payment it doesn’t show scratch card. People who are not aware are not able to get cashback due to their scratch card expire scam. They haven’t intimated users that they changed the way we get cashback. Nobody will go and read their T&C daily if they change their policies regularly
Very worst application I ever used
–
simbu27 –
2023-06-04
Version 1.1.9
Guys pls don’t use this application guys , if u use this application definitely u I’ll be in trouble. If h missed even one month payment also they took all the contact form your mobile and they gonna call all the contact. And the speck very rudely to ur call the contacts. I have use this application only one year they torture very worst per day they gonna call more than 50 times and they gonna speck very rude. This my opinion guys if u use this kind of application definitely you guys I’ll be in trouble.
Superd App
–
Amy.940 –
2023-06-01
Version 1.1.9
This app has blown my mind. Most efficient lending app in all times. . Using this app from about a year. No cons has been found as yet. Sending money to bank or to make the payment, I never had a hassle using the app. Ui is very simple, clean and clear unlike other app these days. For me - post pe team, you really have done a great job. But I am waiting for the update as well. ❤️ cheers. Keep up!!
Post - Pe
–
Mac & Liza –
2023-04-28
Version 1.1.8
Lenders trillion loans and the others are helpful a lot … I m using from past 4 months .. I pay my credit card bills and sometime send money directly to bank … have helped a lot in emergencies … thanks for the services … though I pay interests also on transactions but it’s okay because if no one is out there then atleast someone is there .. thank a lot
worst update and lenders
–
Šurjit –
2023-04-01
Version 1.1.7
i have been using this app from the past 1 year and the services offered were really fantastic but after their new terms and conditions and new lending partners the app have jst got worst. Neither u are able to transfer the amt in your bank, nor u r able to make payment of ur card through their offered limit. Earlier this things were convenient and handy to use. Jst after the update the app have jst got worst and good for nothing. They dont even deserve a single rating.
Worst App. Never recommended
–
23-sid –
2023-03-31
Version 1.1.7
I have been using their services since last 1 year approx. I wanted to use their services as I don’t have a credit card. But they assigned me a limit of mere 1000 rupees and asked me to use for a few months and my limit will be revised. Still they haven’t revised it. And whenever I reach out, they say that since their lending partner has changed and policy has changed hence limit can’t be revised. I think their lending partner doesn’t have guts to lend properly other wise no institution will assign such a low limit to a person with a handsome salary and a good credit score. If there was a scope of giving negative stars, I could have given them few negative stars. Don’t ever go for this app.
Pathetic
–
Aakash2820 –
2023-03-14
Version 1.1.7
Do not pay your credit card bill via postpe first they will deduct your money from your bank account and will show that your payment is completed and after half an hour or so you will recieve a message that your payment is declined and you will get your refund in 7 working days which they dont do it. This has happened 3-4 times with me. It took them 20-25 days to process a refund every single time. Do not waste your energy and time paying credit card bill for just 0.4% cashback via postpe
Horrid app
–
Avika Sood01 –
2023-03-06
Version 1.1.6
NEVER use this app! I recently got scammed so I had to borrow money from this app, I made the payment before the due date and it showed up as a successful transaction then money was debited from my account but they still keep calling me to ask for the payment, asked me to share screenshots of the payment which I did on WhatsApp even after which the calls haven’t stopped. They payment still shows as pending in the post pay app and they keep sending me messages about how it will impact my credit score and that my account is “FROZEN” not ‘frozen’. It’s a useless app doesn’t even remember credit card details to pay bills you have to enter the amount every time and they say you’ll get cash back but there are a hundred terms and conditions which are not transparent. Don’t waste your time, CRED is a way more reliable app
Degradation overtime
–
colairx –
2023-02-27
Version 1.1.6
It seems like you should migrate from platforms as soon as one matures now a days as they tend to cut them down to get profitable, to the extent that they are indistinguishable from every other company. The only difference remaining seems to be the name.
*Cashback is now very low and would decrease even further.
*Support is pathetic. {We are not authorised to do this. And that and …….}
*Due date is just 5 days from bill payment.
BONUS : Paying credit card bill via postpe is even more expensive than paying credit card interest lol……
Why do I have this app at this point point?
Let’s just close this account.
Oops! Delete account function in the app does not work. Is it a bug?
Customer support might shed a light on this.
CS: Sir, only option to delete account os through the app.
WE ARE NOT AUTHORING TO DO THAT.
Go figure what to do with this account.
Worst
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THAWARE –
2023-02-25
Version 1.1.6
I have been using postpay for almost a 16 months and never missed on my payments.
Just got hospitalised for 2 weeks which missed the due date. They call you atleast
20-30 times a day torturing us to pay back the money immediately. They don't emphasise or understand what the person is going through or they don't even check the past payments and understand something is wrong and the customer has missed.
When I said I am hospitalised and I notified them that I will get this paid in full and close. They are not understanding that I am in the hospital but all they want me is to arrange money from someone and pay the money.
Worst credit institution I dealt with. I referred many friends and family to this. I am going to have this notified and have their post pay closed or cancelled..and some of customer care lady asking to go sit on traffic signals do begging and pay back money ..not at all happy with his kind of attitude..till now our parents also not spoken in such way ..
Poor Monthly Limit Structure
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RishitMit –
2023-02-01
Version 1.1.4
It is very amusing to see how you have imposed the monthly limit structure on every transaction. If you need to pay bills there is a limit , if you want to transfer money to the account there is a limit. For everything imposing a tiny limit has made it difficult to make any thing happen. It is better to switch to other pay later apps. Postpe has lost its credibility with this feature. This would be one of the main reason for its downfall.
Worst Customer care and Recovery team.
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Manchu018 –
2023-01-28
Version 1.1.4
I have been using postpay for almost a 16 months and never missed on my payments. Just got hospitalised for 2 weeks which missed the due date. They call you atleast 20-30 times a day torturing us to pay back the money immediately. They don’t emphasise or understand what the person is going through or they don’t even check the past payments and understand something is wrong and the customer has missed.
When I said I am hospitalised and I notified them that I will get this paid in full and close. They are not understanding that I am in the hospital but all they want me is to arrange money from someone and pay the money.
Worst credit institution I dealt with. I referred many friends and family to this. I am going to have this notified and have their post pay closed or cancelled..
This app will rip your CIBIL score.
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MohitChawla64 –
2023-01-11
Version 1.1.4
When I signed up for postpe, they immediately reflected it as personal loan on my CIBIL account & it was always affecting my account.
This was not the problem, real problem is when I asked them to close it, they took weeks to close & also even after closing from their end, they do not notify CIBIL department regarding this & your personal loan will keep on reflecting n destroying your CIBIL account.
Really frustating? oh yeah main point is I've been trying to commuincate them every week to tell CIBIL department that my account is closed & provide me NOC. They just say it'll take 7 working days to arrive NOC everytime but it never arrives & my CIBIL keeps getting affected of this.
Really f** you postpe for being such a unprofessional assapp.
App is buggy
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namansheth08 –
2022-11-09
Version 1.1.3
Whenever I tried to order card it will ask all info like address and name etc. At last state it will say you need to turn on pin or faceid - Here I am already using it and background screen shows pincode is not serviceable. Thing is that metro cities pincode is also not serviceable.
Next is credit card payment they are not showing correct payment history you will end up in checking bank balance and credit card statements.
Expected better bug free app.
Bad service and high charges
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SS FASHION POINT –
2022-10-07
Version 1.0.7
Their service has become very bad now if you go to pay credit card then it becomes truck then turn on school then it starts mode on rent then it is done even if that payment at the same time 10:15 20 minutes I come back to you and secondly, their charges have become very high, it is okay that if you talk about the new guidelines of RBI, then you will have to agree but it does not mean that if you charge more than banks Start that whatever you had given earlier for free, that you now take their effort out of the new rule, this is not right, then you will not be able to last long, no matter how much you use it, you need it. don't even increase the limit
Pathetic Apppppp
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rajtpbhatt3008 –
2022-10-06
Version 1.1.0
What a pathetic app ever
I am trying to contact but none proper service available over a month it is now and their app is not working it is showing under maintenance
I am trying to make a payment and now due to your app issue and no other repayment mode my credit score has fallen down worst experience ever if anyone is downloading as well please do not this is of no use and trust me the score went down by more than 50 points DO NOT DOWNLOAD I don’t have an option of 0 star here they don’t even deserve that what trouble I am facing because of this ridiculous app
Bill payment of credit card
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rchaurasia93 –
2022-09-08
This app become more rubbish . I paid my credit card bill on 6 sep 2022 . It is showing that it will take upto 4 days to reflect in credit card . But limit of my credit card still not increased after bill payment after 3 days . It looks like postpe used to keep our funds to it self for four working days.
And if we request call back they just give a blank call and gave revert on mail that we tried to call you but connection not established.
And we write a mail in brief to get understood our query they just gave one line reply without any resolution . And there are no customet support for consumers.
Awesome app
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nittalavk –
2022-09-01
I have been using this app since last 3 months and it’s helping whenever we need instant cash that will get credited to our bank account directly. I highly recommend everyone to use this for any kind of requirement that you come up with.
Kicky - postpe
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dsksandy –
2022-09-01
This is kicky app. Provide cool offers and easy transactions, and easy payment .. reflects within seconds and can use it again.. perfect work and more on the application is also very understandable and easy to access. Good work Postpe and thanks for accepting me as one of ur customers. Thank you
Leaving the app for the charges to use QR
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Ateeq6264 –
2022-08-05
I Started loving it but when after using it for few months I could say the payment reminder is pathetic. We don’t even complete the month and get reminders for the payments several text messages and WhatsApp reminders are annoying. Consider increasing the payment timeframe from 5 to 10 days at least.
The main reason to give 2 stars are the charges for using QR. Why should someone pay to use a feature of the app.
Fraud postpe
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postpefraud –
2022-08-01
Hi guys, The money which we scan to merchant it will be directed to barathpe and to claim that amount need to create barathpe account and you know what someone has created barathpe account with one of my merchant acct with his number when I scanned and paid him it was transfer to barathpe acct and it got moved to the one who created that acct now my merchant lost money and I had to repay it again so I lost around 6000 without any usage. Today for that lost amount they charged convenience fees again. I recommend not to use this app. Fraudulent charges and also frauds are already benefitted with this company policies. I raised a complaint from barathpe and postpe and also to the bank which it was transferred nobody was responding. Like my 3000 how many have lost 1 - many thousands. In the same way these fools are earning . I just thought that I can clear my dues on time but with this app I am loosing my money . I sincerely advice today you may not face issue but I am sure someday you will loose big amount for sure where you don’t even have any luck to resolve the issue. I tried to complaint to police and consumer forum but nobody responded. Please don’t use this app guys . Regards, Sai
Never pay ur credit card bill
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Sri8999 –
2022-07-27
If u r in a hurry & want the paid credit card bill to reflect in card immediately then never opt for postpe. They simply deduct the amount & take 4-5days to credit it to the card & sometimes they simply say transaction pending & later failed & will take 7 days to reflect that a lot your bank accounts. So 0.4% cashback is tempting but they intentionally delay the process 4-5days to gain. Postpe also never stick to its ground when it comes to keeping the promises. Firstly there was 1% cashback later 0.5% & now 0.4% they simply attract & later at some point no cashabk. Irresponsible & Cheating clients. Also no customer support.
Worst App
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Kaush1985 –
2022-07-25
This app is accessing your contacts and through road class call centre’s hooligans make calls to each one of your contacts and harassing them for payments of few grands due to few days delay even after charging interest on a daily basis , they go to any extent for collections and recovery , worst experience
Recommend everyone to uninstall this app
We will be surely lodge a cyber crime report as with all proofs , they even demean other companies by taking their name over the calls
******** beware of this new SCAM
Feedback for paying credit card bills
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Rakesh kjng –
2022-07-19
Card number is not saving after paying credit card bills. If user paying large amount every time user needs to enter credit card number. It will helpful to user if details are save with card bill payment history made in postpe
Limit Decreased
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c CNN JE der jh sb j –
2022-07-08
Worst experience, I must say postpe is fraud. I never delayed in making payments but still my limit got decreased and after mailing to the customer support, they replied saying due to non payment or irregular repayments my limit got decreased. Guys, beware of these kind of fraud companies which only wants to collect your data by providing such kind of facilities. After all conversation I requested to close my account but they did not replied or not providing any geniune resolution of any of my query.
Guys, please stay away with these type of mobile apps which are providing credit limit.
Because initialy they will provide you a good limit but after somedays they might start decreasing that with fake reasons.
Credit card payment failed for no reason
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Pramod Mohanty –
2022-07-04
I have been using this app to pay my credit card bill for a while and I found there are several time the payment gets approved and successful while processing the payment on the payment source but when it comes to final stage to the postpe platform then the payment gets pending for no reason and we have to wait for days to see payment credited back to the source account this is very awkward and scary if the payment was not made to the credit card in time then there will be a penalty for us so who is going to compensate for that why can’t you just check your payment system working properly why it is declining every time why it is going to pending every time this is so pathetic you only lure to the customer showing a .4% cashback otherwise it is making a nightmare for customer
Limit issues with the app
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prateeks7 –
2022-06-06
Everything is ok with this but there is an issue with the limit as they have mentioned that on timely payment limit will go up but I m doing regular on time payments but still my limit is as same as I was received in starting and whenever I have written to them they have only copy paste the script. I really like the other features of this but since due to limit related issues I m literally not satisfied with post pe and not able to ask any one to use it.
Even after paying the credit card bills from this app tb b Ghatia hi measure Kia Maine ise
Very annoying experience
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jtifjokehhnfntn –
2022-06-04
The app is fantastic but the very little time we get to repay the money used is not good. You get only 5 days to pay the bill and starting the first day you start getting several msgs and WhatsApp to pay the bill immediately. I don't say you should provide 20 days as a credit card does but at-least consider 10 days and start reminding us if we don't pay in 7 days. I want to use the services but use it as the last option because of the very short due date. Anyone who has a credit card should use their credit card first
Refer 3 friends for Credit Limit !!!!!!
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ramankgp –
2022-05-01
Bad Experience
1) Took more than 10 attempts to upload selfie.
2) The app said that I am not eligible for credit limit. And then asked me to refer 3 friends to avail credit limit. What the hell !!! Why should I market your product. And that too when you consider me in eligible. Do your marketing on your own. And I am very much eligible for credit limits and credit cards offered by banks which I already have too. Keep your credit limit with you.
Worst application ever
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worst payment gateway –
2022-04-04
I am giving one star for credit card payment through postpe also i am suggesting other not to pay your credit card bill through this application. It is already 4 working days not reflecting my money in card also ther is no option to reach directly with postpe executive. Simply ther are taking money and suggesting us to seat without worrying for 7 working days in which they can use our money to earn 36% interest from market. Its like educated dakayati from educated society. I made i big mistake by paying bill through this for first abd last time and i am waiting to get my money back without any choice.
One less star for very short due date
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rajkhan0715 –
2022-03-03
The app is fantastic but the very little time we get to repay the money used is not good.
You get only 5 days to pay the bill and starting the first day you start getting several msgs and WhatsApp to pay the bill immediately.
I don’t say you should provide 20 days as a credit card does but at-least consider 10 days and start reminding us if we don’t pay in 7 days.
I want to use the services but use it as the last option because of the very short due date.
Anyone who has a credit card should use their credit card first.
App payment page bug
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Harsheo –
2022-03-01
I am not able to complete the payment since the app stops responding after selecting the payment method. Due to this technical issue I am unable to complete my payment back to postpe and also the due near after which they will charge me a late fees. Also any live support is not available which is unexpected into such banking and services which is the requirement of people 24/7. Also the virtual card is not available to me and it says that I am in waitlist for card.
Just creating hopes
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sarveish –
2022-02-15
This app is the worst i ever saw it just wants to build a supply chain and increase there customer base and you will never get an pay later option here you have to keep reffering people again and again and you are kept on waitlist after you complete your kyc where it shows you are on154th position keep reffering to move forward and they be like keep on moving your number backwards if you aint reffreing like first it showed me up 154th number now it shows 204th number what the hell is going on here these apps should be banned
Worst experience
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Mirfas91 –
2022-01-20
Worst experience on day one of download. While signing in, Postpe asked my PAN number and Aadhar Number (from Digilocker repository). Even though, my name is same on both, Postpe says it cannot proceed with my sign in due to different names on the two IDs. I have used the same IDs for Uni card and One card and got both. Moreover, Postpe is not giving me any option to go back from the PAN card details page. Expected a better product, however turned down just like your Board members did to your cofounder.
Just a phase one app with no customer support
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nxtxn_ –
2021-12-20
This is the worst credit app i have ever used. It’s been 2 months since i got my limit of 1.6 lac and i haven’t even received a card. The customer support is just the worst. They don’t even know what they are doing, you can send them mail from any email address and they will surely provide all the information to you. This is the worst kind of credit app ever it has no security. When asked about my card they said it’s on hold due to high demand! I believe if they are unable to add new customers then they shouldn’t be in this business because even in two months, they have failed to provide a card. Don’t apply, it’ll just show up like a loan in your credit history.
After verifying all the details, not able to login
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AnasJafri –
2021-12-12
Not sure, if this is a genuine app or some sort of targeted scam!!! I have downloaded this app after seeing BharatPe name associated with it. First time, it worked like a charm, allowing me to login after verifying my number and then I have shared my PAN number and verify AADHAR Number via DigiLocker, it also showed me the monthly limit but after that it asked me to login again and for my surprise since then I couldn’t login neither via mobile number or via what’s app! For me it seems like they get all my details and now I am stuck in between.. so In principle looks like a scam nothing more! Btw, dropped an email to their customer care as well, but no replace!
App is not working on IOS
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Vineeth Itha –
2021-12-11
Hi Dev Team. I just completed my KYC and some credit limit is also approved but immediately it went to the main login screen where it asks to enter phone number. How many times I verify the number its staying on the same screen and not logging into my account. This issue is happening on IOS. Please address the issue on my account ASAP. Thanks in advance.
A Very Decent!
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Ninamman –
2021-10-29
The app comes with a very decent interface and I was rejected by most of the credit card companies for my no previous credit history since I am a new borrower. By Postpe offered me 3000 credit limit which I could use it for an emergency so a big thank you! And the thing i suggest to make changes is transferring of funds to bank account because it took me more hours in reaching my account, so I would request you to make it instant so it would be catchy and wonderful for credit seekers! Thank you have a great future.😊
Excellent paylater app
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Chiru Benny –
2021-10-27
Excellent app, I like it very much, easy to use. It have additional facilities for payment option. So if I have been forgotten to brought my money while going outside and required to purchase something no need to worry, PostPe credit limit can be utilised through QR Scan Payment system to purchase it and will earn 5% cashback to. Thanks a lot to Bharat Pe. If any one required this facility than PostPe app is the only solution. Go for this app.
The overall experience was decent but…
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devhc5555 –
2021-10-25
Really the app needs bug fixes as soon as possible before it reaches to more people and the UI is not well optimised for iOS specially and the other experience in the app was decent and i have got the instant credit limit, yes it was very less but it’s ok for me but this is my kind request to the team to make this app more optimised.
Thank You