Updating
BharatPe UPI Payment, Loan App
Released: 2021-10-10
© 2025 BharatPe
+3
#94 in Top Free Apps > Finance
Description
BharatPe (previously postpe) is your one-stop financial app designed to meet all your financial needs. From lightning-fast UPI payments to convenient bill payments without any fees, quick cash loans, attractive gift vouchers, and credit card bill payments, BharatPe has you covered.
BharatPe UPI - Another UPI but the only UPI Made for Bharat:
(Powered by Unity Small Finance Bank and Approved by NPCI)
a) Instant Transfers: Send money to anyone via contact, UPI ID, or bank account.
b) Scan & Pay: Conveniently scan and pay without any tap.
c) UPI Autopay: Automate your bills, recharges, EMIs, and subscriptions effortlessly.
d) Pinless Payments: Enjoy hassle-free UPI payments up to ₹500 with UPI Lite.
e) BharatPe Shield: Stay protected with FREE FRAUD PROTECTION on all your transactions. (T&C Apply)
f) Earn Rewards: Make every transaction rewarding with BharatPe UPI! Enjoy guaranteed Zillion Coins on every payment. (T&C Apply)
Unity Bank BharatPe Co-Branded Credit Card:
a) AutoEMI Conversion: Automatically split spends into easy monthly EMIs.
b) Lifetime Free: No joining fees, no annual renewal charges ever.
c) Uncapped Rewards: No limits, no thresholds, earn unlimited rewards on every spend.
d) Free Lounge Access: Enjoy 2 free visits per quarter.
BharatPe Bill Payments:
a) Recharges: Pay all your bills easily for Mobile, DTH, Fastag.
b) Utility Bills: Bill payments for electricity, water, LPG, piped gas, and broadband with ease.
c) Credit Card Bills: Easily pay your credit card bills online.
BharatPe Instant Cash Loan:
a) High Amounts: Access instant cash loans up to ₹15 lakh.
b) Flexible Repayment: Choose repayment options that suit your convenience.
c) Document Free Loans: No collateral or guarantor required.
d) Trusted Partners: Loans disbursed via trusted NBFC partners like L&T Finance Limited, Aditya Birla Finance Limited, Poonawalla Fincorp and True Credits Private Limited.
Repayment Terms:
Bill is generated every month. Users have the option to convert bills to EMIs from 3 months up to 15 months. Users can also repay the bill in full at no interest cost by the due date. Loan repayment tenure ranges from a minimum of 3 months to a maximum of 15 months.
Annual Percentage Rate (APR):
Ranges from 18%-70%. APR is communicated on the app while converting a bill to EMIs or taking a loan. APR will be different for different tenures of EMIs.
Example of postpe cash:
Amount chosen by user: ₹1,00,000
Tenure: 12 months
Interest Rate: 18% per year (reducing)
Processing fees: 2.5%
Repayment Amount: ₹1,11,196
Total Interest Payable: ₹11,196
Processing Fees (incl. GST): ₹2,500
Monthly installment (EMI): ₹9,266.32
Total Cost of the Loan: ₹13,695 (Interest + Fees)
APR: 24.8%
Example of Bill to EMI conversion:
Amount converted into EMI: ₹1,00,000
Tenure: 6 months
Interest Rate (APR): 18% per year
Repayment Amount: ₹1,09,000
Total Interest Payable: ₹9,000
Processing Fees: ₹0
EMI: ₹18,166.67
Total Cost of the Loan: ₹9,000
Permissions:
As per NPCI regulations, it is mandatory for UPI payment apps to enable SIM binding (send and receive SMS) from the user’s device to auto-populate OTP on NPCI common library for authentication and authorization of payments. We also require permissions for Location, Device Information, and SMS to provide additional data points, allowing our partners to better underwrite you. For more details, please check our Privacy Policy.
About BharatPe (previously postpe):
BharatPe is the brand name of the application launched by Resilient Innovations Private Limited.
NBFC Partners:
We have partnered with RBI-approved NBFCs such as L&T Finance Limited, Aditya Birla Finance Limited, Poonawalla Fincorp Limited and True Credits Private Limited (Truebalance) as DSA partners to offer loans.
Contact Us:
customer.support@bharatpe.com
What's New in Version 6.0.3
New features and experiences are here!
You can now invest in Mutual Funds directly from the app and grow your money with ease. We've also enhanced security measures to make your transactions and account safer than ever.
These improvements have been rolled out across the app to give you a more secure and rewarding financial experience. Keep using BharatPe for all your payment, investment, and credit needs.
Seller
Name
RESILIENT INNOVATIONS PRIVATE LIMITED
Information
Categories
Version
6.0.3
Size
117.5 MB
Game Center
No
VPP Device Licensing
Yes
Rating
Rated: 17+
Compatibility
iOS 17.0 or later
Devices
iPhone 5s, iPhone 6, iPhone 6 Plus, iPhone 6s, iPhone 6s Plus, iPhone SE, iPhone 7, iPhone 7 Plus, iPhone 8, iPhone 8 Plus, iPhone X, iPhone XR, iPhone XS, iPhone XS Max, iPhone 11, iPhone 11 Pro, iPhone 11 Pro Max, iPhone SE (2nd generation), iPhone 12, iPhone 12 Pro, iPhone 12 Pro Max, iPhone 12 mini, iPhone 13, iPhone 13 Pro, iPhone 13 Pro Max, iPhone 13 mini, iPhone SE (3rd generation), iPhone 14, iPhone 14 Plus, iPhone 14 Pro, iPhone 14 Pro Max, iPhone 15, iPhone 15 Plus, iPhone 15 Pro, iPhone 15 Pro Max, iPhone 16, iPhone 16 Plus, iPhone 16 Pro, iPhone 16 Pro Max, iPhone 16e, iPhone 17, iPhone 17 Pro, iPhone 17 Pro Max, iPhone Air, iPhone 17e, iPad (5th Generation) Wi-Fi, iPad (5th Generation) Wi-Fi + Cellular, iPad (6th generation) Wi-Fi, iPad (6th generation) Wi-Fi + Cellular, iPad Pro, iPad Pro (Cellular), iPad Pro (9.7-inch), iPad Pro (9.7-inch) (Cellular), iPad Pro 12.9-inch (2nd generation), iPad Pro 12.9-inch (2nd generation) Wi-Fi + Cellular, iPad Pro (10.5-inch), iPad Pro (10.5-inch) Wi-Fi + Cellular, iPad Pro (11-inch), iPad Pro (11-inch) Wi-Fi + Cellular, iPad Pro 12.9-inch (3rd generation), iPad Pro 12.9-inch (3rd generation) Wi-Fi + Cellular, iPad Air, iPad Air (Cellular), iPad Air 2, iPad Air 2 (Cellular), iPad Air (3rd generation), iPad Air (3rd generation) Wi-Fi + Cellular, iPad mini Retina, iPad mini Retina (Cellular), iPad mini 3, iPad mini 3 (Cellular), iPad mini 4, iPad mini 4 (Cellular), iPad mini (5th Generation), iPad mini (5th Generation) Wi-Fi + Cellular, iPad (7th generation) Wi-Fi + Cellular, iPad Pro 11-inch (2nd generation), iPad Pro 11-inch (2nd generation) Wi-Fi + Cellular, iPad Pro 12.9-inch (4th generation), iPad Pro 12.9-inch (4th generation) Wi-Fi + Cellular, iPad Air (4th Generation) (Wi-Fi), iPad Air (4th Generation) (Wi-Fi + Cellular), iPad (8th generation) Wi-Fi, iPad (8th generation) Wi-Fi + Cellular, iPad Pro 11-inch (3rd generation), iPad Pro 11-inch (3rd generation) Wi-Fi + Cellular, iPad Pro 12.9-inch (5th Generation), iPad Pro 12.9-inch (5th Generation) Wi-Fi + Cellular, iPad (9th Generation), iPad (9th Generation) Wi-Fi + Cellular, iPad mini (6th Generation), iPad mini (6th Generation) Wi-Fi + Cellular, iPad Air (5th generation), iPad Air (5th generation) Wi-Fi + Cellular, iPad Pro 11-inch (4th generation), iPad Pro 11-inch (4th generation) Wi-Fi + Cellular, iPad Pro 12.9-inch (6th generation), iPad Pro 12.9-inch (6th generation) Wi-Fi + Cellular, iPad (10th generation), iPad (10th generation) Wi-Fi + Cellular, iPad Air 11-inch (M2) Wi-Fi, iPad Air 13-inch (M2) Wi-Fi, iPad Air 13-inch (M2) Wi-Fi + Cellular, iPad Pro 11-inch (M4) Wi-Fi, iPad Pro 11-inch (M4) Wi-Fi + Cellular, iPad Pro 13-inch (M4) Wi-Fi, iPad Pro 13-inch (M4) Wi-Fi + Cellular, iPad mini (A17 Pro) Wi-Fi, iPad mini (A17 Pro) Wi-Fi + Cellular, iPad (A16) Wi-Fi, iPad (A16) Wi-Fi + Cellular, iPad Air 11-inch (M3) Wi-Fi, iPad Air 11-inch (M3) Wi-Fi + Cellular, iPad Air 13-inch (M3) Wi-Fi, iPad Air 13-inch (M3) Wi-Fi + Cellular, iPad Pro 11-inch (M5) Wi-Fi, iPad Pro 11-inch (M5) Wi-Fi + Cellular, iPad Pro 13-inch (M5) Wi-Fi, iPad Pro 13-inch (M5) Wi-Fi + Cellular, iPad Air11M4, iPad Air11M4Cellular, iPad Air13M4, iPad Air13M4Cellular, iPod touch (6th Generation), iPod touch (7th generation)
Languages
English
App Store: Customer Ratings
Ratings & Reviews
3.9 of 5 (13,611 Ratings)
App Store: Customer Reviews
No Entry