2026-06-08
Interface
The new interface is not practical, everything has been made too small to read, too many of layers, and no connected view for any MF portfolio, I have been using the app for over 5 years, but this new design and interface sucks
Updating
iPhone Screenshots
iPad Screenshots
Description
Kuvera by CRED is India’s wealth app for direct mutual funds, SIPs, ELSS tax-saving funds, and Surplus. Invest commission-free, track your portfolio, and earn on idle cash - all in one app.
Meet Surplus: made for money that’s waiting, but never idle. Cash sitting idle earns little. Surplus moves it into liquid funds so it earns more while you decide what to do next. Instantly redeem up to ₹4 lakhs per day.
Invest in any mutual fund, commission-free. Direct mutual funds - no commission deducted, every rupee compounds for you. Set up an SIP in 60 seconds. Save tax with ELSS funds. Browse curated collections across equity, debt, gold, and index funds.
Judgement is leverage. Most platforms show you what you’re invested in. Few help you understand how you invest. Kuvera by CRED grades you across three pillars: · Discipline — patterns in your entries, exits, and consistency · Allocation — concentration across asset classes and sectors · Performance — results against custom benchmarks
Track your portfolio in one place. See every fund, every holding, every category — at a glance. Get timely insights when your portfolio drifts.
What matters most stays the same. Your mutual fund units remain directly with the respective AMCs, in your name, guided by the same standards.
Support: help@kuvera.in
The online mutual funds investment service is provided by Arevuk Advisory Services Private Limited (CIN: U74900KA2016PTC085264), a SEBI-registered investment advisor (Registration No. INA200005166) and enlisted with BSE Limited, the Investment Adviser Administration and Supervisory Body (IAASB) (Enlistment No. 2410). Registered Address: 74/II, Techno Park, C Cross Road, MIDC, Andheri East (Opp. SEEPZ Gate No. 2), Chakala MIDC, Mumbai – 400093, Maharashtra, India.
Disclaimer: Investment in securities market are subject to market risks. Read all the related documents carefully before investing. Registration granted by SEBI, enlistment with IAASB and certification from NISM in no way guarantee performance of the IA or provide any assurance of returns to investors
What's New in Version 2.0.16
Kuvera by CRED: New identity, same foundation
Surplus:
- Move idle cash to liquid funds
- You can instantly redeem up to ₹4 lakhs per day.
Note: For each fund, SEBI caps instant redemption at ₹50,000 or 90% of your invested amount (whichever is lower).
Insights:
- Get timely signals across your portfolio
DAP (Discipline, Allocation, Performance):
- Discipline: Consistency
- Allocation: Spread
- Performance: Returns vs benchmarks
Payments:
- Faster, simpler transactions
Custody:
- Unchanged — units held with AMCs, in your name
Support:
- [help@kuvera.in](mailto:help@kuvera.in)
Disclaimer:
- Investments are subject to market risks
- Read all documents carefully before investing
Seller
Name
Dreamplug Technologies Private Limited
Information
Developer
Version
2.0.16
Size
315.8 MB
Game Center
No
VPP Device Licensing
Yes
Rating
Rated: 4+
Compatibility
iOS 15.6 or later
Devices
iPhone 5s, iPhone 6, iPhone 6 Plus, iPhone 6s, iPhone 6s Plus, iPhone SE, iPhone 7, iPhone 7 Plus, iPhone 8, iPhone 8 Plus, iPhone X, iPhone XR, iPhone XS, iPhone XS Max, iPhone 11, iPhone 11 Pro, iPhone 11 Pro Max, iPhone SE (2nd generation), iPhone 12, iPhone 12 Pro, iPhone 12 Pro Max, iPhone 12 mini, iPhone 13, iPhone 13 Pro, iPhone 13 Pro Max, iPhone 13 mini, iPhone SE (3rd generation), iPhone 14, iPhone 14 Plus, iPhone 14 Pro, iPhone 14 Pro Max, iPhone 15, iPhone 15 Plus, iPhone 15 Pro, iPhone 15 Pro Max, iPhone 16, iPhone 16 Plus, iPhone 16 Pro, iPhone 16 Pro Max, iPhone 16e, iPhone 17, iPhone 17 Pro, iPhone 17 Pro Max, iPhone Air, iPhone 17e, iPad (5th Generation) Wi-Fi, iPad (5th Generation) Wi-Fi + Cellular, iPad (6th generation) Wi-Fi, iPad (6th generation) Wi-Fi + Cellular, iPad Pro, iPad Pro (Cellular), iPad Pro (9.7-inch), iPad Pro (9.7-inch) (Cellular), iPad Pro 12.9-inch (2nd generation), iPad Pro 12.9-inch (2nd generation) Wi-Fi + Cellular, iPad Pro (10.5-inch), iPad Pro (10.5-inch) Wi-Fi + Cellular, iPad Pro (11-inch), iPad Pro (11-inch) Wi-Fi + Cellular, iPad Pro 12.9-inch (3rd generation), iPad Pro 12.9-inch (3rd generation) Wi-Fi + Cellular, iPad Air, iPad Air (Cellular), iPad Air 2, iPad Air 2 (Cellular), iPad Air (3rd generation), iPad Air (3rd generation) Wi-Fi + Cellular, iPad mini Retina, iPad mini Retina (Cellular), iPad mini 3, iPad mini 3 (Cellular), iPad mini 4, iPad mini 4 (Cellular), iPad mini (5th Generation), iPad mini (5th Generation) Wi-Fi + Cellular, iPad (7th generation) Wi-Fi + Cellular, iPad Pro 11-inch (2nd generation), iPad Pro 11-inch (2nd generation) Wi-Fi + Cellular, iPad Pro 12.9-inch (4th generation), iPad Pro 12.9-inch (4th generation) Wi-Fi + Cellular, iPad Air (4th Generation) (Wi-Fi), iPad Air (4th Generation) (Wi-Fi + Cellular), iPad (8th generation) Wi-Fi, iPad (8th generation) Wi-Fi + Cellular, iPad Pro 11-inch (3rd generation), iPad Pro 11-inch (3rd generation) Wi-Fi + Cellular, iPad Pro 12.9-inch (5th Generation), iPad Pro 12.9-inch (5th Generation) Wi-Fi + Cellular, iPad (9th Generation), iPad (9th Generation) Wi-Fi + Cellular, iPad mini (6th Generation), iPad mini (6th Generation) Wi-Fi + Cellular, iPad Air (5th generation), iPad Air (5th generation) Wi-Fi + Cellular, iPad Pro 11-inch (4th generation), iPad Pro 11-inch (4th generation) Wi-Fi + Cellular, iPad Pro 12.9-inch (6th generation), iPad Pro 12.9-inch (6th generation) Wi-Fi + Cellular, iPad (10th generation), iPad (10th generation) Wi-Fi + Cellular, iPad Air 11-inch (M2) Wi-Fi, iPad Air 13-inch (M2) Wi-Fi, iPad Air 13-inch (M2) Wi-Fi + Cellular, iPad Pro 11-inch (M4) Wi-Fi, iPad Pro 11-inch (M4) Wi-Fi + Cellular, iPad Pro 13-inch (M4) Wi-Fi, iPad Pro 13-inch (M4) Wi-Fi + Cellular, iPad mini (A17 Pro) Wi-Fi, iPad mini (A17 Pro) Wi-Fi + Cellular, iPad (A16) Wi-Fi, iPad (A16) Wi-Fi + Cellular, iPad Air 11-inch (M3) Wi-Fi, iPad Air 11-inch (M3) Wi-Fi + Cellular, iPad Air 13-inch (M3) Wi-Fi, iPad Air 13-inch (M3) Wi-Fi + Cellular, iPad Pro 11-inch (M5) Wi-Fi, iPad Pro 11-inch (M5) Wi-Fi + Cellular, iPad Pro 13-inch (M5) Wi-Fi, iPad Pro 13-inch (M5) Wi-Fi + Cellular, iPad Air 11-inch (M4) Wi-Fi, iPad Air 11-inch (M4) Wi-Fi + Cellular, iPad Air 13-inch (M4) Wi-Fi, iPad Air 13-inch (M4) Wi-Fi + Cellular, iPod touch (6th Generation), iPod touch (7th generation)
Languages
English
App Store: Customer Ratings
Ratings & Reviews
4.4 of 5 (3,638 Ratings)
App Store: Customer Reviews
2026-06-08
Keep loading
I have logged in using cred but app is in infinite loading.
2026-06-08
Stuck on Loading Screen
Signed in via CRED and shared KYC Details and have been stuck on loading screen since then
Very disappointing experience
2026-06-08
Unwanted overhaul
This app is so confusing now. I am not sure why they had to redesign the whole thing. Just to change branding? Just so Cred could say we built this? Well the designers have done a less than decent job. Guess they only cared about the UI and not the UX. Not even the core features the users were here for. With this you have lost your Moat. This is more like what Dezerv is doing and I hate that for the same reason. If this is not being reverted, I am definitely moving out in 1 month max.
Addition: This is getting worse. Money getting mixed up in portfolios, some portfolios are not even showing. Big problem with data migration maybe. Why is there a stupid CAMS based refresh button for mutual funds, this was never required earlier. Who designed all of this? And why?
2026-06-08
The Sign-in Bug
I was really excited to explore this app, but I came across a sign-in loop and can never get past that screen even after reinstalling the app.
2026-06-08
Not working
App isn’t loading post login it’s just showing blank white display, been 2 days nothing is working
2026-06-08
App not open
App not open some error
2026-06-08
Need a fix
After logging in and giving MF central consent, it keeps loading forever. Could see only the shimmering screen. Tried reinstalling the app but it didn’t resolve the problem. Please fix the issue.
2026-06-07
App loading details forever
After otp recieved from Cams, app is loading data forever. Uninstalled it.
2026-06-07
App doesn't load
After getting all the permission. The app just stucks with black lines on a white background. Not as expected by the Cred tag
2026-06-07
Does not open
After giving assent for extracting mutual fund details it keeps on loading - does not open
2026-06-07
Splash Screen Stuck
Not able to enter the app since I got stuck on the splash screen
2026-06-07
Details missing in app
Earlier app detailing and simplication were best
Post Cred acquisition it has lost it’s glory. Multiple details are available just on website and not in app, also multiple funds are not visible on app it is visible on website only
2026-06-06
Worst UI
Its becoming worst after cred acquisition. Deleting it soon to migrate my mf investment to a much cleaner app
2026-06-04
you messed up the simple kuvera app
The update is not intuitive and messed up. The earlier simple kuvera app was better. The acquisition by cred just introduced flashy UI but killed the simplicity and effectiveness of the app and also the web UI. I am planning to move away from Kuvera. It doesn’t make sense to stick with it anymore
2026-06-04
Worst update
Ruined the experience of app. I advised kuvera to my friends earlier only for its ease of tracking funds. Now even for daily change its asking for otp which i dont see any point
2026-06-03
Mutual Fund Sync Broken Since Feb 2026 – No Resolution Yet
I have been using Kuvera for a long time, but since February 2026, mutual fund synchronization/import has completely stopped working for me. Earlier it was working fine, but for the last several months I have been unable to refresh or import the latest mutual fund updates.
The app only shows “Mutual fund sync temporarily paused” and there has been no resolution. I have sent multiple emails to customer support, but the responses have been generic and unhelpful. It feels like the support team either does not understand the issue or does not have enough technical knowledge to resolve it. I still haven’t received a clear explanation or timeline for a fix.
Very disappointing experience for an investment platform where accurate and up-to-date portfolio tracking is essential.
2026-05-31
Disappointing update
I’m unable to login ever since the new update came in. Every time I key in my phone number, it shows an error. I’m forced to use the web browser to use Kuvera and it’s extremely disappointing. If there’s an option, I’m looking to transferring and looking for another solution that makes all this easy.
2026-05-30
CRED spoiled
Been using kuvera from inception days and never had a problem. After CRED taking over the entire Ux and uni have gone for a toss. It’s frustrating and confusing.
2026-05-30
Add back the section for gold
How long to get back the section to add gold?
2026-05-29
Terrible new app
Everything from login, to modifying investments and the organisation of the UI is so terrible after the update. Simple example - I cant modify an investment because the app logs out when I move to gmail to check my OTP. How stupid to destroy a perfectly good app!!
2026-05-28
Bad after CRED update
The app was working fine until CRED update was released. I am unable to switch to family account on iOS. Hate it
2026-05-27
Serious Investors Need the Old Features Back
The new Kuvera update feels like a downgrade in terms of usability and research features.
The older version was actually much better for serious mutual fund investors. A few important features seem to be missing now:
• Earlier, we could see 1D change for each individual mutual fund. Now it only shows overall portfolio 1D change, which reduces visibility into individual fund performance.
• Peer comparison details are gone. Previously, we could easily check where a mutual fund ranked within its category and compare it against category averages. That feature was extremely useful for analysis.
• Fund exploration and filtering also feels limited now. Earlier it was easier to browse and filter funds based on our own requirements.
The new UI may look cleaner, but a lot of practical investor-focused insights from the old version are missing. Would really appreciate if these features could be brought back.
Otherwise, users looking for detailed analysis and fund comparison may eventually prefer alternatives like INDmoney or similar platforms.
2026-05-27
Very Good
Best App for SIP🔥
2026-05-25
Great app
Really good UI. Surplus is really great to park money. DAP and insights are really helpful.
2026-05-25
Disappointing Update - Lost a Key Feature and Simplicity
The new update has removed a core feature that many users relied on — managing family accounts under a single login. Since the update, which now seems heavily focused on showcasing CRED, this functionality appears to be gone, and there’s no clear way to access or manage family members’ accounts from one login anymore.
This change takes away a major convenience that made the app simple and practical to use. It’s disappointing to see an update reduce usability instead of improving it. If this isn’t addressed soon, many users may have to consider switching to other apps that offer a more straightforward and user-friendly experience.
A clear example of how one update can negatively impact the simplicity and value of an otherwise useful app.
2026-05-25
MFCentral sync not enabled
MFCentral sync not enabled
2026-05-22
Clean interface and loved surplus like features
App has very neat UX. Surplus works very well. Redemption flow is smooth and reliable.
DAP and insights are quite useful and informative.
2026-05-22
MF portfolio not updated
Unable to update MF portfolio in Kuvera from past 5-6 months. Post change is MF Central methodology it seems Kuvera is still in dark to figure out how to get this resolved .
2026-05-20
Useless app
Was unable to complete kyc due to unknown reasons as per kuvera my name was not matching with my pan, then later tried to delete the account, receiving email replies once in a blue moon.
2026-05-20
Big issues
App is not starting at all and I am not able to import from my investments. Importing data was the entire point of the app. It was working great before.
2026-05-19
Bad UI
New UI is not at all good. Looking for other platform
2026-05-18
Terrible update
Terribleupdate to a beautiful app. It's ruined. Unable to even use it.
2026-05-17
update is a disaster
The update to CRED is a total disaster. Functionality & user friendliness destroyed. Where is the comparison of funds?
Is it possible to go back to the kuvera-minus CRED App
2026-05-16
Cred destroyed Kuvera
Cred being Cred simply killed the simplicity design of Kuvera. Kuvera showed so much information to mf investors..that is all gone
How stupid is that
Moving out of this app
2026-05-15
Foolish move
I was using kuvera app more than 6 years. It become much inferior recently by CRED upgrade. I am sure more potential customers will leave Kuvera due to its bad move.
2026-05-14
No nonsense app
Kindly keep up the good work. Even if app is updated due to changes. Please retain every feature that is there in old app. Every single display of returns xirr or abs, asset allocation, category, current return, overall return. I dont see any need to change. But if you change please don’t change whtas there already. I see new android app is like beaten down version
2026-05-13
Couldn’t invest , unable to pay
Trying from few days to invest but couldn’t.
After entering the OTP it is launching CRED app and forcing me to link my bank account with CRED, why?
Why I can not I invest using normal netbanking??
2026-05-12
No portfolio updation facility
Portfolio update feature not available since several months. No feature to track NPS or PPF either
2026-05-11
Lost access to US investments
In new app, I cannot see US investments made through Vested. I have already invested in US markets. Please bring back US investments.
2026-05-11
Absolutely horrible update
The app has become pretty much useless after the update. Cannot operate multiple profile. Incorrect folio are shown together irrespective of account . Now the app is pretty much useless. Currently have to use Kuvera via the website. Kindly fix it or just roll out the prev version with a cred screen.
2026-05-07
No more to be in kuvera
As new update with Cred now all good futures of Kuvera gone . Payment only Net banking and previous other option now gone and also transparent about payment system and processing all are gone.no more user (investor) friendly
2026-05-07
Kuvera is Good Cred Just Follow
Original Kuvera App was best and I would give 5 Stars for that but Cred is doing mistake by changing functionality. Now I am using web instead of app.
2026-05-06
Latest update has ruined everything
After latest update all my accounts got merged and messed up my emails and family accounts. Hate it now!!
2026-05-05
Cred has ruined the UI
Everything that was beautiful about Kuvera has been removed. Why would mutual fund investors be interested in seeing 1D changes? And seriously Cred surplus? How can you gate something that was previously available to everyone
2026-05-03
Feels like a Downgrad
The app UI is very confusing and also the important Tax Harvesting feature is missing. Older version was way better than this developer disaster
2026-05-03
Horrible redesign to push some VPs career at the cost of users
A beautifully functional app that used to clearly communicate holdings and performance, allowed managing family accounts simpler has been trashed as some Product/Engineering team's resume-padding exercise.
Things you cannot do anymore -
1. Vested co-op is gone. Cannot track assets, despite account being tied to Vested.
2. Family account management is painful. Be prepared to call your elderly parents for an OTP everytime you switch to their managed accounts to track.
3. Tax harvesting suggestions are gone.
Such a poignant example of aesthetics-over-substance vanity tech.
Will recommend looking for cleaner, functional alternatives.
2026-05-01
New app not looking good and user friendly
New app is not looking good and user friendly please go back to previous app version am not able to invest due this not able to invest screen look every where white background thanks for understanding
2026-04-30
Increase font size
Font is unreadable, make it more big and easy to read
2026-04-29
New version lacks old features
I've been a user of this app for a few years now and have liked it for its simplicity and helpful features. However, the new version (by Cred) revamped everything in the app making some of the most useful features disappear. In particular, the tax harvesting feature which used to help save taxes on MFs without much hassle. I sincerely hope that the feature is revived soon otherwise, this 'new look and feel' of the app would only prove itself to be superficial.